How to send Money from Chime to PayPal

An image on how to send money from chime to Paypal
Illustration on how to transfer money from Chime to Paypal

Two widely used mobile payment apps are Chime and PayPal. Chime provides over 12 million users in America with outstanding banking services via prepaid debit cards.

PayPal, in comparison, is the most widely used and successful mobile payment app worldwide.

You can’t transfer money between platforms since they aren’t connected to allow transfers from one account to another, despite their popularity for making purchases on the go with smartphones and tablets in nations where credit cards aren’t as readily accepted.

Is it possible to send money from Chime to PayPal?

Although not directly, you can transfer money from Chime to PayPal.

Chime and PayPal provide excellent banking services, but they are not integrated, preventing a direct transfer through the apps.

Yet, as we’ll see later, there are several covert ways to send the money.

How to Transfer Money from Chime to PayPal

Since the two platforms are not integrated, it is not possible to send money from Chime to PayPal directly.

We are limited to using indirect means in this situation, such as using your Chime debit card, Chime’s routing number, and a linked bank account to move funds from Chime to PayPal.

Method 1: Use Your Chime Debit Card

One of the greatest online banks, Chime, provides consumers with an instant debit card as soon as they register bank accounts on the platform.

The Chime debit card should be available to you if you already have a Chime checking account.

By connecting your Chime card to PayPal, you should be able to use the card as a funding source for your PayPal transactions.

This eliminates the need to often transfer funds from your Chime card to PayPal.

In order to connect your Chime debit card to PayPal:

  1. Open a PayPal account and log in.
  2. Click the Wallet tab.
  3. Enter the Chime debit card information after choosing Connect a credit or debit card.
  4. To conclude, tap “Link Card”

Method 2: Use Your Chime Routing And Account Number

Customers can transfer money across accounts using Chime’s routing number and account.

Via the routing and account numbers of their accounts, PayPal users can manually link their bank accounts.

As a result, you can use this method to link your Chime checking account to PayPal.

Linking your Chime checking account to PayPal is as follows:

  1. Login to your Paypal account.
  2. Click the Wallet tab.
  3. Select the link to a Bank.
  4. If Chime cannot be found after a search, choose “Link your bank another way.”
  5. You must enter your bank account information, including the routing and account numbers, on the following page.
  6. Click the “Agree and Connect button” after you are certain that everything is in order.

Remember that the connection procedure may take two to three business days.

You can now transfer money from Chime to PayPal as follows after connecting your Chime checking account to PayPal:

  1. In your Dashboard select “Wallet.”
  2. Click “Transfer Money.”
  3. Tap “Add Money to your balance.”
  4. Choose your bank, then input the transfer amount.
  5. To conclude tap Add.

The transfer should process and appear in your PayPal account within 3 to 4 business days of completing the aforementioned steps.

Method 3: Use A Linked Bank Account

One of the greatest methods for transferring money from Chime to PayPal is by using a linked bank account as a bridge.

If the previous approaches didn’t work for you, this one is the best to try even though it can take a while to finish.

In this situation, you must make sure that PayPal and Chime are both connected to your bank account.

Via the following procedures, Chime makes connecting an external bank account to your Chime account even simpler:

  1. Log in Chime App.
  2. Click “Move Money.”
  3. Select “Transfers.”
  4. Provide the login information for your other bank when requested (your external account).

You can transfer money from Chime to your bank account, which takes 3 to 5 business days to execute, after tying your external bank account to Chime.

How much time does it take for money to be transferred from Chime to PayPal?

Depending on the method you choose, the time it takes to transfer money from Chime to PayPal will vary.

For instance, if you use Chime’s debit card method, the transfer should happen immediately; but, if you use Chime’s routing and account number, the transfer should happen between two and four working days later.

On the other hand, if you’re utilizing a connected bank account, it should take 2 to 5 business days for your money to fully move from Chime to PayPal.

Things to avoid while sending from Chime to PayPal

There are numerous alternatives available for making payments. However, there are a few things you should stay away from while moving money from Chime to PayPal.

  • First, refrain from sending money from Chime to PayPal using a third-party provider because there are so many con artists out there, and you don’t want to take the chance of losing your money.
  • Second, refrain from making PayPal purchases with a Chime debit card. If PayPal suspects fraud, they could put a hold on your account. Thus, you can end up losing access to your money.
  • Finally, refrain from sending PayPal significant sums of money from Chime. If you need to send a sizable sum, think about sending it in several smaller installments. This will lessen the chance that you’ll lose money and help keep your account secure.

Use these simple tips to avoid any problems while transferring money from Chime to PayPal. You will be able to make payments safely and securely if you bear them in mind.


Despite providing top-notch banking services, Chime and PayPal are two popular mobile payment apps. But, because they are not integrated, it is not feasible to transmit money straight from Chime to PayPal.

However, there are three covert ways to transfer money, including using your Chime debit card, Chime’s routing and account numbers, or a linked bank account.

To avoid any problems while moving money between the two platforms, it is crucial to refrain from using third-party suppliers, making PayPal transactions with a Chime debit card, or sending sizable amounts of money at once.

Depending on the method used, the time it takes to send money from Chime to PayPal can range from immediately to 5 business days.